Frequently Asked Questions

Primarily they care and safeguard the deceased person until final disposition, including embalming and restorative work. A growing number of funeral directors are trained as grief counselors to help families through the bereavement process. They also arrange and provide an orderly series of events that finalize the funeral, the final disposition, and legal paperwork so the family can proceed forward. They also provide the physical establishment in which all of this can be accomplished.

A Gathering of Friends is a less formal event. It allows family and friends to share their loss and share treasured memories of the deceased. A Gathering of Friends may include light refreshments and can be held at any appropriate location, including an accommodating funeral home, a park, a restaurant or the home of a family member or friend.

While most services are held in the morning or afternoon, some families are now choosing to have services held in the evening hours for the convenience of family and friends. This enables more people to attend the service who otherwise might be unable to be excused from their place of employment during the day.

This may vary by state so check with your local funeral director. Considerations include the need to secure all permits and authorizations, notification of family and friends, preparation of cemetery site and religious considerations. For example, Orthodox Judaism requires that the body be interred within 24 hours of death. Some states have limitations on the maximum length of time allowed to pass prior to final disposition. Consult your local funeral provider for any applicable regulations.

A funeral, like any other service, can have a range of prices depending on the provider. It is similar to asking "How much does a wedding cost?" Funeral costs are divided into two categories: services, as provided by the funeral director and funeral home staff; and merchandise, such as caskets, vaults, urns, etc. According to the 2014 Funeral Price Survey by the National Funeral Directors Association, the average cost for an adult funeral is $8,508. This price generally includes funeral home staff services, professional care, use of the funeral home and equipment, automotive equipment, visitors register, acknowledgement cards, and casket. However, the price will vary greatly depending on your location, the company that is serving you and the type of funeral you choose. It is a Federal Trade Commission regulation that all funeral-related charges be itemized, printed on a general price list and made available to the public by phone, mail or in person. Therefore it is easy to comparison shop and prearrange your own funeral, taking advantage of competitive pricing by providers. To find out how much the funeral you want costs, you can simply contact your local funeral service provider.

The Funeral Director is responsible for explaining all the charges that specifically pertain to the funeral home's services offered and merchandise sold stated on its general price list. Any additional charges may fall under the category of cash advances. These additional charges might be for opening and closing the grave, clergy honorarium, newspaper notices, flowers, organist, church sexton.

There is a great range in prices for services and merchandise from your local funeral directors, depending on the type of funeral you purchase and each company's price structure. The perception that funerals are too expensive usually can be attributed to a lack of familiarity with the normal price range. If you find that the price for certain services and merchandise seems to high, you should check into different types of funerals and different companies until you find the price that fits your budget. Obviously, it is difficult to comparison shop in an at-death situation. Therefore, it is important speak with your local funeral director ahead of time. By preplanning, you can find a provider whose services and merchandise fit your budget.

The Federal Trade Commission Funeral Rule requires that all funeral homes itemize their charges for professional services, facilities and motor equipment and that they provide a General Price List to all clients. You have the right to select and pay for only those services you choose to utilize.

Talking with friends who have used the services of a funeral home or your personal experience from attending funeral services of friends or relatives at a variety of funeral homes are excellent methods of comparison. You might also consider just stopping by a funeral home unannounced to experience how you are treated. To a lesser degree, you can also gain some experience from randomly contacting various firms by telephone. You can call your local Better Business Bureau to see if complaints have been filed against a local funeral director, and whether they were satisfactorily resolved. Also, you can call one of the national funeral trade associations, which have standards of ethics, to see whether your local funeral homes are members.

Yes, usually all arrangements may be made in advance. When you plan ahead, you will be able to consider the many options available. You will have the opportunity to make an informed decision about your funeral and cemetery arrangements, and the form of memorial you prefer. You will be able to make choices that are meaningful to both you and your family, and you will gain peace of mind knowing your family and friends will be relieved of the emotional and financial burden often associated with making arrangements when a death occurs. By pre-arranging your funeral and cemetery services, you benefit by purchasing at today's prices, free from inflationary pressures in the future. Be sure to check whether the contract of your local provider guarantees prices. Your local prearrangement provider can help you pre-plan.

Yes, as a convenient method of payment, most quality funeral homes will allow for an insurance assignment. This assignment transaction is processed by the funeral home, releasing only the funeral expenses to the funeral service provider, and with any remaining balance going directly to the beneficiary. The insurance assignment is an effective, convenient means in which to cover funeral expenses. Keep in mind that it's very important to speak with your local funeral provider, to ensure that your insurance policy is applied to the type of funeral service you want. Simply having life insurance will not make the important decisions that must be made in regard to your funeral -- which funeral home will take care of the service, what type of service will be held, how much will be spent on the funeral service, etc.

All funeral homes are required by the Federal Trade Commission to have casket price lists available to the public at all times. Your funeral home will gladly discuss prices on the phone, send you a copy of the price list or arrange an appointment to see available caskets.

It depends upon the materials with which the casket is made. Obviously, a casket made of bronze would be priced higher than one made of steel. A casket made of solid mahogany would be more costly to manufacture than one of soft pine wood. A casket with a crepe interior materials would be priced less than an interior of velvet because of the cost of the material. It depends upon what materials the casket shell is made of, the interior materials and any protective features included in that particular model.

Yes , It is certainly a financially sound decision to purchase anything at today's prices which can then be used as a later time; however, you need to consider several things. Who will store the casket, you or the company you purchased it from? If you buy it without delivery, you need to know how your purchase will be protected. Also, you may want to know if the product has any warranties or guarantees attached to it. When and if you select to purchase a casket (or vault) from a third-party vendor, be certain that the seller will guarantee the specific product you purchase be available at the ultimate time of need and will include delivery to wherever it is needed.

As a matter of fact, you can, although as a matter or practicality, it may present some storage challenges for you. You might consult a funeral home for correct measurements as the casket will ultimately need to be placed into a burial vault, graveliner or mausoleum crypt.

These are the outside containers into which the casket is placed. Burial vaults are designed to protect the casket, and may be made of a variety or combination of materials including concrete, stainless steel, galvanized steel, copper, bronze, plastic or fiberglass. A graveliner is a lightweight version of a vault which simply keeps the grave surface from sinking in.

In most areas of the country, state or local law does not require that you buy a container to surround the casket in the grave. However, many cemeteries require that you have such a container so that the ground will not sink. Either a graveliner or a burial vault will satisfy these requirements.

Quality service firms will not only assist with securing these death benefits, they will most likely complete all the paperwork for you.

The publication of an obituary notice is a matter of your personal choice. While most newspapers control the editorial format, you have the right to limit the amount of information, if any, provided to them.

Children grieve just as adults do. Any child old enough to form a relationship will experience some form of grief when a relationship is severed. As adults we may not view a childs behavior as grief as it often is demonstrated in ways which we misunderstand as "moody", "cranky", "withdrawn" or other behavioral patterns which do not appear to us to be grief. When a death occurs children need to be surrounded by feelings of warmth, acceptance and understanding. This may be a tall order to expect of the adults who are experiencing their own grief and upset. Caring adults can guide children through this time when the child is experiencing feelings for which they have no words and thus can not identify. In a very real way, this time can be a growth experience for the child, teaching about love and relationships. The first task is to create an atmosphere in which the child's thoughts, fears and wishes are recognized. This means that they should be allowed to participate in any of the arrangements, ceremonies and gatherings which are comfortable for them. First, explain what will be happening and why it is happening at a level the child can understand. A child may not be able to speak at a grandparent's funeral but would benefit greatly from the opportunity to draw a picture to be placed in the casket or displayed at the service. Be aware that children will probably have short attention spans and may need to leave a service or gathering before the adults are ready. Many families provide a non-family attendant to care for the children in this event. The key is to allow the participation, not to force it. Forced participation can be harmful. Children instinctively have a good sense of how involved they wish to be. They should be listened to carefully.

Certified copies are used as proof of death for the transfer of stocks and bonds, banking transactions and life insurance. You funeral provider can help you determine how many you may need to settle an estate and also secure them for you.

One way is to bring personal items into the funeral home to be displayed in or near the casket. Example: An avid golfer might have a favorite putter placed in the casket. An avid hunter or fisherman might have some of their personal effects or trophies displayed on a memory table. A person who quilted could have the casket draped with a quilt they made. An artist could have their art work displayed. A person s favorite rocking chair could be brought to the funeral home and placed next to the casket.

In conjunction with or sometimes in place of a clergy person, family or friends may share personal thoughts, memories and feelings about the deceased as part of the service.

In addition to coordinating the donation, your funeral service provider can arrange for either a Memorial Service or a Gathering of Friends to be held at a time and place convenient for the family.

The traditional format regarding the number of pallbearers is 6, primarily due to the length of the standard casket, so that 3 people on either side can conveniently carry the casket. Most caskets have additional handles at each end which will accommodate 2 more bearers.

After the death has occurred, the most prudent decision would be to call your funeral service provider in your home town. Your funeral director will be able to make the necessary arrangements to transfer the deceased, relieving the family of the burden of dealing with unfamiliar people, places and related issues.

Although the Veterans Administration does not pay for complete funerals, it does provide certain merchandise, services and reimbursements. Your local VA office or funeral home can provide you with the variety of benefits available. In general, any veteran with a discharge other than dishonorable is entitled to be buried in an accepting national cemetery. He or she may also receive a free grave liner, bronze marker and a flag holder appropriately marked with the veteran's rank, war served and religious icon. Other specific circumstances, better explained by your VA benefits counselor, may avail additional burial-related benefits.

In many cemeteries today, there is a funeral home on the grounds. If not, then arrangements would have to be made with the cemetery or a local funeral home to pick up the body and transfer it to the cemetery.

Yes. Death because of AIDS is no different than any other cause of death.

The complaint should first be given to the funeral director that served the family. If the situation is not resolved to your satisfaction, then a complaint should be filed with your state's board of funeral service, or with the consumer complaint department of the state attorney general's office. In most instances, the complaint will be resolved by the local funeral director.